/* ============================================================
   home.css — styles unique to the homepage (index.html).
   Shared design system + search + nav dropdowns come from site.css.
   ============================================================ */
.about-teaser{background:#fff;padding:20px 0 90px}
.about-teaser .at-inner{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:50px;align-items:center}
.about-teaser .at-img{display:flex;justify-content:center}
.about-teaser .at-img img{width:100%;max-width:440px;mix-blend-mode:multiply}
.about-teaser .at-text{text-align:right}
.about-teaser .at-text h2{font-size:clamp(34px,3.6vw,48px);font-weight:800;color:var(--navy);line-height:1.2}
.about-teaser .at-text p{font-size:18px;color:var(--muted);line-height:1.8;margin-top:18px;max-width:520px}
.about-teaser .at-text .btn{margin-top:26px}
@media(max-width:980px){
  .about-teaser .at-inner{grid-template-columns:1fr;text-align:center}
  .about-teaser .at-text{text-align:right}
  .about-teaser .at-img{order:-1}
}
:root{
    --navy:#01427C; --navy-deep:#01427C; --navy-bg:#01427C; --navy-bg2:#01427C;
    --coral:#FF6060; --coral-h:#FF6060;
    --sky:#01427C; --blue-mid:#01427C;
    --text:#01427C; --muted:rgba(1,66,124,.7); --line:rgba(1,66,124,.18);
    --bg-soft:#FFFFFF; --white:#fff;
    --radius:20px; --shadow:0 18px 50px rgba(1,66,124,.12);
    --shadow-lg:0 26px 70px rgba(1,66,124,.22);
  }
  *{margin:0;padding:0;box-sizing:border-box}
  html{scroll-behavior:smooth}
  html,body{font-family:'Heebo',Arial,sans-serif;background:var(--navy);color:var(--text);overflow-x:hidden;line-height:1.6}
  img{max-width:100%;display:block}
  a{text-decoration:none;color:inherit}
  .page-frame{background:#fff;border-radius:24px;overflow:hidden;margin:14px;box-shadow:0 12px 60px rgba(1,66,124,.3)}
  .wrap{max-width:1280px;margin:0 auto;padding:0 36px}

  /* ============ TOP BAR ============ */
  .top-bar{background:var(--navy);display:flex;align-items:center;justify-content:flex-start;padding:9px 36px}
  .top-bar a{color:rgba(255,255,255,.82);font-size:13px;font-weight:500;display:flex;align-items:center;gap:5px;padding:0 16px;border-left:1px solid rgba(255,255,255,.2)}
  .top-bar a:last-child{padding-left:0;border-left:none}
  .top-bar a:hover{color:#fff}
  .top-bar .arrow{font-size:8px;opacity:.65}

  /* ============ HEADER / NAV ============ */
  header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:200}
  .header-inner{max-width:1280px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;padding:14px 36px;gap:20px}
  .logo svg,.logo img{height:48px;width:auto;display:block}
  nav{display:flex;align-items:center;gap:26px;flex:1;justify-content:flex-start;margin-right:18px}
  nav a{font-size:14.5px;font-weight:600;color:var(--navy);display:flex;align-items:center;gap:5px;white-space:nowrap;transition:color .15s}
  nav a:hover{color:var(--coral)}
  nav a .arrow{font-size:8px;opacity:.5}
  .header-actions{display:flex;align-items:center;gap:12px}
  .btn-phone{background:var(--coral);color:#fff;font-weight:700;font-size:14px;padding:10px 16px;border-radius:10px;display:flex;align-items:center;gap:7px;transition:background .15s,transform .15s,box-shadow .15s}
  .btn-phone:hover{background:var(--coral-h);transform:translateY(-2px);box-shadow:0 10px 22px rgba(255,96,96,.35)}
  .btn-search{width:40px;height:40px;border:1px solid var(--line);border-radius:10px;display:flex;align-items:center;justify-content:center;color:var(--navy);transition:border-color .15s}
  .btn-search:hover{border-color:var(--sky)}

  /* ============ BUTTONS ============ */
  .btn{display:inline-flex;align-items:center;gap:9px;font-weight:700;font-size:16px;padding:14px 26px;border-radius:12px;cursor:pointer;border:none;transition:transform .18s,box-shadow .18s,background .18s}
  .btn-coral{background:var(--coral);color:#fff;box-shadow:0 10px 24px rgba(255,96,96,.28)}
  .btn-coral:hover{background:var(--coral-h);transform:translateY(-3px);box-shadow:0 16px 34px rgba(255,96,96,.4)}
  .btn-ghost{background:#fff;color:var(--coral);border:1.5px solid var(--coral)}
  .btn-ghost:hover{background:rgba(255,96,96,.08);transform:translateY(-3px);box-shadow:0 12px 26px rgba(255,96,96,.18)}
  .btn .ar{font-size:15px}

  /* ============ HERO ============ */
  .hero{position:relative;background:#fff;padding:60px 0 60px;overflow:hidden}
  .hero-inner{max-width:1280px;margin:0 auto;padding:0 36px;display:grid;grid-template-columns:1.05fr .95fr;gap:30px;align-items:start}
  .hero-art{position:relative;justify-self:start;grid-column:2;grid-row:1}
  .hero-art img{width:115%;max-width:620px}
  .hero-text{text-align:right;grid-column:1;grid-row:1}
  .hero-text h1{font-size:clamp(38px,5vw,72px);font-weight:900;color:var(--navy);line-height:1.05;letter-spacing:-.02em}
  .hero-sub{font-size:clamp(20px,2.4vw,30px);font-weight:700;color:var(--blue-mid);margin-top:24px}
  .hero-p{font-size:18px;color:var(--muted);margin-top:24px;max-width:480px;margin-right:0;line-height:1.7}
  .hero-cta{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap;justify-content:flex-start}
  .spark{position:absolute;pointer-events:none}
  .spark svg path{fill:var(--coral)}
  .s1{top:6%;left:8%}.s2{top:54%;right:46%;opacity:.55}.s3{bottom:10%;left:2%;opacity:.6}

  /* ============ COUNTERS ============ */
  .results{background:var(--navy);color:#fff;text-align:center;padding:90px 20px 90px}
  .results h2{font-size:clamp(36px,4vw,50px);font-weight:800;line-height:1.2;margin-bottom:60px}
  .counters{max-width:1040px;margin:0 auto;display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap}
  .counter{flex:1 1 220px}
  .counter .num{font-size:clamp(54px,7vw,96px);font-weight:900;color:var(--coral);line-height:1;letter-spacing:-.02em}
  .counter .lbl{font-size:clamp(16px,1.8vw,22px);font-weight:600;color:rgba(255,255,255,.92);margin-top:10px}

  /* ============ TABS / SERVICES ============ */
  .services{background:#fff;padding:90px 0 90px}
  .sec-head{text-align:center;margin-bottom:34px}
  .sec-head h2{font-size:clamp(34px,3.6vw,48px);font-weight:800;color:var(--navy);line-height:1.2}
  .sec-head p{color:var(--muted);font-size:18px;margin-top:16px}
  .tabs{max-width:1040px;margin:0 auto 26px;display:flex;justify-content:center;gap:8px;flex-wrap:wrap}
  .tab{display:flex;align-items:center;gap:8px;font-size:14.5px;font-weight:700;color:var(--navy);background:#fff;border:1.5px solid var(--line);padding:11px 18px;border-radius:12px;cursor:pointer;transition:all .18s}
  .tab svg{width:18px;height:18px;stroke:var(--navy);fill:none;stroke-width:1.8}
  .tab:hover{border-color:var(--sky)}
  .tab.active{background:var(--navy);color:#fff;border-color:var(--navy);box-shadow:0 10px 26px rgba(1,66,124,.3)}
  .tab.active svg{stroke:#fff}
  .panel-card{max-width:1100px;margin:0 auto;background:#fff;border-radius:0;padding:30px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;min-height:380px}
  .panel-text h3{font-size:clamp(32px,3vw,42px);font-weight:800;color:var(--navy);margin-bottom:24px;line-height:1.2}
  .panel-text ul{list-style:none;display:grid;grid-template-columns:1fr 1fr;gap:10px 22px;margin-bottom:26px}
  .panel-text li{display:flex;align-items:center;gap:9px;font-size:18px;font-weight:500;color:var(--text)}
  .panel-text li::before{content:"✓";color:var(--coral);font-weight:800;font-size:14px}
  .panel-text .panel-desc{font-size:18px;line-height:1.7;color:var(--muted);max-width:520px;margin-bottom:22px}
  .panel-text .panel-tags{display:flex;flex-wrap:wrap;align-items:center;gap:6px 10px;margin-bottom:30px}
  .panel-text .panel-tags .tag{font-size:18px;font-weight:600;color:var(--navy)}
  .panel-text .panel-tags .sep{color:var(--coral);font-weight:800}
  .panel-art{position:relative;display:flex;align-items:center;justify-content:center}
  .panel-art img{width:90%;max-width:400px;mix-blend-mode:multiply}
  .panel-fade{opacity:0;transform:translateY(14px);transition:opacity .4s ease,transform .4s ease}
  .panel-fade.show{opacity:1;transform:none}

  /* ============ HOW WE WORK (3 stages) ============ */
  .how{background:var(--coral);padding:90px 0 90px}
  .how .sec-head h2{color:#fff}
  .stages{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
  .stage{background:#fff;border:1px solid var(--line);border-radius:20px;padding:34px 28px;position:relative;box-shadow:var(--shadow);display:flex;flex-direction:column;align-items:flex-end;text-align:right}
  .stage .badge{position:absolute;top:24px;left:24px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:15px}
  .stage .stage-art{width:88px;height:88px;margin-bottom:18px}
  .stage .stage-art svg{width:100%;height:100%}
  .stage h3{font-size:clamp(30px,2.8vw,38px);font-weight:800;color:var(--navy);margin-bottom:16px;line-height:1.2}
  .stage p{font-size:18px;color:var(--muted);line-height:1.65}

  /* ============ TESTIMONIALS ============ */
  .stories{background:var(--navy);color:#fff;padding:90px 0 90px}
  .stories .sec-head h2{color:#fff}
  .stories .sec-head .rule{width:80px;height:4px;background:var(--coral);border-radius:3px;margin:14px auto 0}
  .carousel{max-width:760px;margin:38px auto 0;position:relative}
  .quote-card{background:#fff;color:var(--text);border-radius:20px;padding:40px 44px;box-shadow:var(--shadow-lg);text-align:right;position:relative}
  .quote-card .mark{font-size:60px;line-height:0;color:var(--coral);font-weight:900;font-family:Georgia,serif;display:block;margin-bottom:6px}
  .quote-card p{font-size:19px;font-weight:500;color:var(--navy);line-height:1.6}
  .quote-card .who{margin-top:24px;font-weight:700;color:var(--coral);font-size:15px}
  .car-dots{display:flex;justify-content:center;gap:9px;margin-top:24px}
  .car-dots button{width:10px;height:10px;border-radius:50%;border:none;background:rgba(255,255,255,.35);cursor:pointer;transition:background .2s,transform .2s}
  .car-dots button.on{background:var(--coral);transform:scale(1.25)}
  .car-nav{position:absolute;top:50%;transform:translateY(-50%);width:42px;height:42px;border-radius:50%;border:none;background:#fff;color:var(--navy);font-size:20px;cursor:pointer;box-shadow:0 8px 20px rgba(1,66,124,.18);transition:transform .15s}
  .car-nav:hover{transform:translateY(-50%) scale(1.08)}
  .car-prev{right:-8px}.car-next{left:-8px}

  /* ============ FORM ============ */
  .eligibility{background:#fff;padding:90px 0 90px}
  .elig-inner{max-width:1120px;margin:0 auto;display:grid;grid-template-columns:1.1fr .9fr;gap:46px;align-items:start}
  .elig-art{display:flex;align-items:center;justify-content:center;grid-column:2;grid-row:1}
  .elig-art svg{width:100%;max-width:340px}
  .elig-text{text-align:right;grid-column:1;grid-row:1}
  .elig-text h2{font-size:clamp(34px,3.6vw,48px);font-weight:800;color:var(--navy);line-height:1.2}
  .elig-text p{color:var(--muted);font-size:18px;margin-top:16px;max-width:520px}
  .elig-form{margin-top:26px;display:flex;gap:12px;flex-wrap:wrap}
  .elig-form input,.elig-form select{flex:1 1 150px;border:1.5px solid var(--line);border-radius:12px;padding:14px 16px;font-family:inherit;font-size:15px;color:var(--text);background:#fff}
  .elig-form input:focus,.elig-form select:focus{outline:none;border-color:var(--sky);box-shadow:0 0 0 3px rgba(1,66,124,.15)}
  .elig-form .btn{flex:0 0 auto}

  /* ============ FOOTER ============ */
  .site-footer{background:var(--navy);color:#fff;padding:60px 0 0}
  .footer-inner{max-width:1280px;margin:0 auto;padding:0 36px 42px;display:flex;flex-wrap:wrap;gap:28px 30px;justify-content:space-between}
  .fcol{display:flex;flex-direction:column;gap:9px;text-align:right;min-width:120px}
  .fcol h4{font-size:16px;font-weight:800;color:#fff;margin-bottom:7px;white-space:nowrap}
  .fcol h4.mt{margin-top:22px}
  .fcol a{font-size:13px;color:rgba(255,255,255,.72);transition:color .15s;white-space:nowrap}
  .fcol a:hover{color:var(--coral)}
  .fcol-contact{min-width:150px}
  .fcol-contact .ln{font-size:13.5px;color:rgba(255,255,255,.82);line-height:1.5}
  .fcol-contact a{font-size:13.5px;color:rgba(255,255,255,.82)}
  .fcol-form{min-width:210px;flex:0 0 230px}
  .footer-form{display:flex;flex-direction:column;gap:10px;margin-top:4px}
  .footer-form input{background:#fff;border:none;border-radius:9px;padding:11px 14px;font-family:inherit;font-size:14px;color:var(--text);text-align:right}
  .footer-form input:focus{outline:none;box-shadow:0 0 0 3px rgba(1,66,124,.45)}
  .footer-form button{background:var(--coral);color:#fff;border:none;border-radius:9px;padding:12px;font-weight:700;font-size:14.5px;cursor:pointer;transition:background .15s,transform .15s}
  .footer-form button:hover{background:var(--coral-h);transform:translateY(-2px)}
  .footer-bottom{border-top:1px solid rgba(255,255,255,.12);text-align:center;padding:18px;font-size:12.5px;color:rgba(255,255,255,.6)}
  .footer-bottom a{color:#fff;font-weight:600}

  /* ============ REVEAL ANIMATIONS ============ */
  .reveal{opacity:0;transform:translateY(28px);transition:opacity .7s cubic-bezier(.22,1,.36,1),transform .7s cubic-bezier(.22,1,.36,1)}
  .reveal.in{opacity:1;transform:none}
  .reveal-r{opacity:0;transform:translateX(40px);transition:opacity .7s cubic-bezier(.22,1,.36,1),transform .7s cubic-bezier(.22,1,.36,1)}
  .reveal-r.in{opacity:1;transform:none}
  .reveal-l{opacity:0;transform:translateX(-40px);transition:opacity .7s cubic-bezier(.22,1,.36,1),transform .7s cubic-bezier(.22,1,.36,1)}
  .reveal-l.in{opacity:1;transform:none}
  .d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}
  @keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-14px)}}
  @keyframes floaty2{0%,100%{transform:translateY(0) rotate(0)}50%{transform:translateY(-10px) rotate(8deg)}}
  .floaty{animation:floaty 5.5s ease-in-out infinite}
  .floaty-s{animation:floaty2 6s ease-in-out infinite}

  @media (prefers-reduced-motion: reduce){
    *{animation:none !important;transition:none !important}
    .reveal,.reveal-r,.reveal-l,.panel-fade{opacity:1 !important;transform:none !important}
  }

  /* ============ RESPONSIVE ============ */
  @media(max-width:980px){
    nav{display:none}
    .hero-inner{grid-template-columns:1fr;text-align:center}
    .hero-art{justify-self:center;grid-column:auto;grid-row:auto}.hero-art img{width:78%;max-width:420px}
    .hero-text{text-align:right;grid-column:auto;grid-row:auto}
    .hero-cta{justify-content:flex-start}
    .panel-card{grid-template-columns:1fr;text-align:right;padding:34px 24px}
    .panel-art{order:-1}
    .panel-text ul{grid-template-columns:1fr}
    .stages{grid-template-columns:1fr}
    .elig-inner{grid-template-columns:1fr}
    .elig-text{grid-column:auto;grid-row:auto}
    .elig-art{order:-1;grid-column:auto;grid-row:auto}.elig-art svg{max-width:240px}
    .counters{gap:36px}
    .wrap{padding:0 20px}
    .top-bar{padding:8px 18px}.header-inner{padding:12px 18px}
    .car-prev{right:4px}.car-next{left:4px}
    .footer-inner{gap:26px}.fcol-form{flex:1 1 100%}
  }
  @media(max-width:560px){
    .page-frame{margin:8px;border-radius:18px}
    .tabs{gap:6px}.tab{padding:9px 13px;font-size:13px}
    .quote-card{padding:30px 26px}
  }